CHAPTER XVI. "I'VE HAD SUCH LUCK!" One day Mr. Fern came home in a state of great excitement. He had not acted naturally for a long time and Daisy, who met him at the door, wondered what could be the cause of his strange manner. He caught his daughter in his arms and kissed her like a lover. Tears came to his eyes, but they were tears of joy. He laughed hysterically as he wiped them away and told her not to mind him, for he was the happiest man in New York. "I've had such luck!" he exclaimed, when she stared at him. "Oh, Daisy, I've had such grand luck!" She led him to a seat on a sofa and waited for him to tell her more. "You can't imagine the relief I feel," he continued, when he had caught sufficient breath. "I've had an awful time in business for years, but to-day everything is

