“Oh, well, if you put it like that,” Chloe giggled, as Nicki sat wide-eyed. She had been brought up by a very strict father who monitored everything she did, including her spending. “Do we have to let you know what we are buying in advance?” Nicki asked. “No, when you make a purchase the bank send us an alert.” Josh smiled down at his mate. “But what if we want to buy you a gift as a surprise, like birthday or Christmas presents?” Chloe asked. “Ah, well, then you ask us for a personal transfer of funds to your own accounts, we will pop the money in, and you can purchase your surprises from that.” Zander laughed. “Oh, my father monitors my accounts, he would get suspicious if I had money go into them he knew nothing about, and would question what I had spent it on as well.” Nicki si

