34 Loretta had already opened up by the time Sidney Withers arrived at the Mitchum branch of the Western & Main Bank. It's why he'd promoted her to Assistant Manager. If there was one person even more punctual than he, it was Loretta. Withers was pencil thin, right down to his features. He wore rectangle glasses and a pink tie over a white shirt. His suit was navy, his skin pale and demeanour reserved. It was early Saturday morning and his usual cup of coffee was already waiting on his desk. White with two sugars. Loretta had seen to that, too. He set down his briefcase and walked out of his office. He knocked on Loretta's door. The door was open. "Morning Loretta," Withers said. "Morning Sid," Loretta said, sitting behind her desk at her computer. She was a forty-something blonde, al

