A year later. Winter hit the city hard. The coldest in a decade. Behind the glittering downtown streets lay a filthy, trash-filled alley in the blinding snow. A homeless man in a ragged coat, hair matted like dead weeds, huddled by a dumpster. He scavenged for half a frozen burger. Arthur. The bankruptcy had buried him in astronomical debt. The once-untouchable CEO was now a beggar clinging to life in the dirt. A woman burst from the shadows, dressed in rags, looking deranged. She gripped a jagged glass bottle. Chloe. "This is your fault!" she screamed, lunging at him and plunging the glass into his chest. "If you hadn't messed with Elena, I wouldn't be here! Give me back my mansion! Give me back my black card!" Arthur howled in agony. The humiliation, the regret, the madness—it all

