Select a desirable place for your house. There are many factors to consider when finding a suitable location on which to build your home. Think about a place you'd like to live long-term and keep in mind things like:
Climate. Special considerations must be made for building in flood, hurricane, intense heat, frigid cold, and other extreme weather and climatic conditions.
Ground stability. Houses built on shifting sand, mucky soil, or other unstable earth will likely fail over a short period of time unless they are built on special foundations or pilings.
Availability of utilities. If you intend to have electric power, potable water, telephone, and other conveniences, make sure these utility providers offer them at your location.
Community infrastructure. If you plan to raise children or have kids, make sure good quality schools are available. Check to see if you are in a police jurisdiction to protect you from crime, look at the distance you will have to travel to acquire basic commodities, and whether medical help is nearby.
Step 2 Select the property...
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Select the property on which you are going to build and purchase it. This may be a hurdle, depending on the cost, and your available funds. Building a house is an expensive process, but purchasing suitable property is also a major investment just as important as home building. Decide how you're going to pay for your building project going forward and start that process with the land.
Some home builders will elect to get a construction loan to purchase the land and secure funding for the building project. This requires that you enter into a contract with a builder or a contractor, and the loan must reference that builder's resume and serve as a contract between you and the builder, as well as a source of funding for the project