“I’m not comfortable about this,” I said, not really sure why. It was later that same week, and Mark had been to the bank and had the interest added to his savings account. The final sum was very impressive. “It makes perfect sense,” Mark insisted, starting to pace in front of me. Mark always paced when he was trying to get his point across and I was resisting. It was a wonder we didn’t have a bald patch in the carpet. “Why continue to keep paying interest to the building society every month when I…we could pay off the whole mortgage? It would save a fortune.” “But…The money your mum left you was for you.” Mark sighed. “Who was it who said everything he had was ours? Who was it who had us sign papers giving us joint ownership of everything?” “I know. It’s just…” I couldn’t put it int

