Ms. Ying crossed to initial all four copies as a witness. Paul put their contracts back in his coat pocket. The other two copies remained on the desk. Watts picked them up and sat back in his chair reading Ann’s contract. “Just to make sure I know you understand the rules,” he said. He looked directly at Ann. “Your parents were killed in an accident when you were five. You were raised by your grandfather and grandmother. They live at 205 Walnut Avenue, West Hempstead, Long Island. It’s a little cottage. The mortgage is paid off. They live on a small pension and social security. Your grandfather has a heart condition and your grandmother suffers from diabetes. He is eighty and she is seventy-nine. His name is Andrew and her name is Elizabeth. The last name is Shelby. Are these facts corre

