AFTER NED AND THE KIDS left, I typed away for another hour, finished up my report, gathered my courage, and hit Send. Considering all that work, I figured I deserved a treat. As I went to grab my purse, Mrs. Moto reached over and stuck her paw inside. She pulled out the piece of paper she had brought to me earlier on the beach and dropped it on my lap. I think she was trying to tell me something. I had another look at the IOU and wondered how big Ben’s money problems were. I tucked it back in my bag and said thank you to Mrs. Moto for reminding me about it by way of a few scratches on her belly. Sandy’s cat followed me out of the lounge, but when I entered the marina office, she wisely scurried away. I quickly shut the screen door behind me, but not quickly enough. Nancy glared at me and

