"Thank you," the young man answered. "I mean to do more of the same sort." He did not explain. Mrs. Hallam was in need of no explanation. XVI A NEW ENEMY It was about this time that Guilford Duncan managed to make a new enemy, and one more powerful to work him harm, upon occasion, than all the rest whom he had offended. Napoleon Tandy, president of the X National Bank,--whose name had been first popularly shortened to "Nap Tandy" and afterwards extended again into "Napper Tandy,"--was the only man in Cairo who had enough of financial strength or of creative business capacity to be reckoned a rival of Captain Will Hallam, or his competitor in commercial enterprises. He had several times tried conclusions with Hallam in such affairs, but always with results distinctly unsatisfactory to

