Temple did not interrupt the flow of Tandy's financial exposition. He had three reasons--all of them good--for wishing Tandy to talk on. In the first place he was waiting for noonday, before mentioning his credit in the Fourth National Bank of New York. In the second place it was his "cue" to sit reverently at the feet of this great financier, and to make as little display as possible of his own sagacity. Finally, he was studying Tandy--"sizing him up"--finding out, for future use, all that he needed to know about the man with whom he had to deal. This was the result of the "sizing up," as it formulated itself in what might be called a "first draft," in Temple's mind:
"He's a smooth, plausible, conscienceless scoundrel;
"He's so far filled with self-conceit that it sometimes blinds him;
