'Oh no! Sebastian's credit card isn't canceled!' Nina remembered this while she was pouring milk into her cereal bowl that morning. She slapped her forehead, frustrated with herself for being so foolish. 'Why even keep a credit card in my wallet if I never plan to use it?' She could've tucked it into a notebook, thrown it in a hotel drawer, or stuffed it under her pillow... anywhere but her wallet, where a thief could grab it. Without the card being stolen, she could've eaten from the fridge guilt-free and slept on the couch in the living room. Looking around the cramped but reasonably tidy living room, Nina felt more and more remorseful. Betty's mother had kidney failure. Betty worked days at a car wash and nights as a dancer at a strip club, getting home at four in the morning and le

