Frederick Marryat – The Complete Collection

Chapter 44

I was told that a merchant went down to New Orleans with one Christian name, and came back, after a lapse of years, with another. His name was John Flint. The French at New Orleans translated his surname, and called him Pierre Fusee--on his return the Pierre stuck to him, and rendered into English as Peter, and he was called Peter Flint ever afterward.

People may change their names in the United States by application to Congress. They have a story hardly worth relating, although considered a good one in America, having been told me by a member of congress. A Mr Whitepimple, having risen in the world, was persuaded by his wife to change his name, and applied for permission accordingly. The clerk of the office inquired of him what other name he would have, and he being very indifferent about it himself, replied carelessly, as he walked away, "Oh, anything;" whereupon the clerk enrolled him as Mr Thing . Time passed on, and he had a numerous family, who found the new name not much more agreeable than the old one, for there was Miss Sally Thing, Miss Dolly Thing, the old Things, and all the little Things; and worst of all, the eldest son being christened Robert, went by the name of Thingum Bob.

There were, and I believe still are, two lawyers in partnership in New York, with the peculiarly happy names of Catchem and Chetum. People laughed at seeing these two names in juxtaposition over the door; so the lawyers thought it advisable to separate them by the insertion of their Christian names. Mr Catchem's Christian name was Isaac, Mr Chetum's Uriah. A new board was ordered, but when sent to the painter, it was found to be too short to admit the Christian names at full length. The painter, therefore, put in only the initials before the surnames, which made the matter still worse than before, for there now appeared--

"I Catchem and U Chetum."

I cannot conclude this chapter without adverting to one or two points peculiar to the Americans. They wish, in everything, to improve upon the Old Country, as they call us, and affect to be excessively refined in their language and ideas: but they forget that very often in the covering, and the covering only, consists the indecency; and that, to use the old aphorism--"Very nice people are people with very nasty ideas."

They object to everything nude in statuary. When I was at the house of Governor Everett, at Boston, I observed a fine cast of the Apollo Belvidere; but in compliance with general opinion, it was hung with drapery, although Governor Everett himself is a gentleman of refined mind and high classical attainments, and quite above such ridiculous sensitiveness. In language it is the same thing. There are certain words which are never used in America, but an absurd substitute is employed. I cannot particularise them after this preface, lest I should be accused of indelicacy myself. I may, however, state one little circumstance which will fully prove the correctness of what I say.

When at Niagara Falls I was escorting a young lady with whom I was on friendly terms. She had been standing on a piece of rock, the better to view the scene, when she slipped down, and was evidently hurt by the fall: she had, in fact, grazed her shin. As she limped a little in walking home, I said, "Did you hurt your leg much?" She turned from me, evidently much shocked, or much offended,--and not being aware that I had committed any very heinous offence, I begged to know what was the reason of her displeasure. After some hesitation, she said that as she knew me well, she would tell me that the word leg was never mentioned before ladies. I apologised for my want of refinement, which was attributable to having been accustomed only to English society; and added, that as such articles must occasionally be referred to, even in the most polite circles in America, perhaps she would inform me by what name I might mention them without shocking the company. Her reply was, that the word limb was used; "nay," continued she, "I am not so particular as some people are, for I know those who always say limb of a table, or limb of a piano-forte."

There the conversation dropped; but a few months afterwards I was obliged to acknowledge that the young lady was correct when she asserted that some people were more particular than even she was.

I was requested by a lady to escort her to a seminary for young ladies, and on being ushered into the reception-room, conceive my astonishment at beholding a square piano-forte with four limbs . However, that the ladies who visited their daughters might feel in its full force the extreme delicacy [see note at end of chapter] of the mistress of the establishment, and her care to preserve in their utmost purity the ideas of the young ladies under her charge, she had dressed all these four limbs in modest little trousers, with frills at the bottom of them!

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"An English lady, who had long kept a fashionable boarding-school in one of the Atlantic cities, told me that one of her earliest cares with every new-comer, was to endeavour to substitute real delicacy for that affected precision of manner. Among many anecdotes, she told me of a young lady about fourteen, who, on entering the receiving-room, where she only expected to see a lady who had inquired for her, and finding a young man with her, put her hands before her eyes and ran out of the room again, screaming `A man, a man, a man!' On another occasion, one of the young ladies in going up stairs to the drawing-room, unfortunately met a boy of fourteen coming down, and her feelings were so violently agitated, that she stopped, panting and sobbing, nor would she pass on till the boy had swung himself up on the upper bannisters, to leave the passage free."-- Mrs Trollope's Domestic Manners of the Americans .

VOLUME THREE, CHAPTER THIRTY EIGHT.

REMARKS-- CREDIT

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In the state of New York they have abolished imprisonment for debt; this abolition however, only holds good between the citizens of that state, as no one state in the Union can interfere with the rights of another. A stranger, therefore, can imprison a New Yorker, and a New Yorker can imprison a stranger, but the citizens of New York cannot incarcerate one another. Now although the unprincipled may, and do occasionally take advantage of this enactment, yet the effects of it are generally good, as character becomes more valuable. Without character, there will be no credit--and without credit no commercial man can rise in this city. I was once in a*****e where the widow who kept it complained to me that a person who owed her a considerable sum of money would not pay her, and aware that she had no redress, I asked her how she would obtain her money. Her reply was--"Oh, I shall eventually get my money, for I will shame him out of it by exposure."

The Americans, probably from being such great speculators, and aware of the uncertainty attending their commerce, are very lenient towards debtors. If a man proves that he cannot pay, he is seldom interfered with, but allowed to recommence business. This is not only Christians like, but wise. A man thrown into prison is not likely to find the means of paying his debts; but if allowed his liberty and the means of earning a subsistence, he may eventually be more fortunate, and the creditors have a chance of being ultimately paid. This, to my knowledge, has often been the case after the release had been signed, and the creditors had no farther legal claim upon the bankrupt. England has not yet made up her mind to the abolition of imprisonment for debt, but from what I have learnt in this city, I have no hesitation in saying, that it would work well for the morals of the community, and that more debts would eventually be paid, than are paid under the present system. Another circumstance which requires to be pointed out when we would examine into the character of the New York commercial community, is, the difference between their bankrupt-laws and those of England. Here there is no law to compel a bankrupt to produce his books; every man may be his own assignee, and has the power of giving preference to one creditor over another; that is to say, he may repay those who have lent him money in the hope of preventing his becoming a bankrupt, and all other debts of a like description. He may also turn over his affairs to an assignee of his own selection, who then pays the debts as he pleases. A bankrupt is also permitted to collect his own debts.

The English bankrupt laws were introduced, but after one year's trial they were discontinued, as it was found they were attended with so much difficulty, and, what is of more importance to Americans, with so much loss of time. Again, in America, if a person wishes to become a special partner (a sleeping partner) in any concern, he may do so to any extent he pleases, upon advertising the same, and is responsible for no more than the sum he invests, although the house should fail for ten times the amount.

Here is an advertisement of special partnership.

"Co-partnership. Notice is hereby given, that a limited partnership hath been entered into by Lambert Morange, DN Morange, and Samah Solomon, of the city of New York, merchants, in pursuance of the provisions of the revised statutes of the city of New York. The general nature of the business of said co-partnership is the manufacturing and selling of fur and silk hats. The said Lambert Morange is the special partner, and as such, hath contributed the sum of ten thousand dollars in cash to the common stock: the said DN Morange and Samah Solomon are the general partners; and the said business is to be conducted under the name and firm of DN Morange and Solomon; said co-partnership is to commence on the 14th day of March, 1837, and to expire on the 14th March, 1840.

"March 14th, 1837. L. Morange. D.N. Morange. Samah Solomon."

That this loose state of the bankrupt law may be, and has been a cause of much dishonesty, is true, but at the same it is the cause of the flourishing state of the community. The bee can always work; indeed the bankrupt-laws themselves provide for a man's not starving. In the city the bankrupt's household furniture is sacred, that his family may not be beggars; and in case of the bankruptcy of a farmer, he is permitted, not only to retain the furniture of his cottage, but even his plough, with a proportion of his team, his kine and sheep, are reserved for him, that he may still be able to support his family. Surely this is much preferable to the English system under which the furniture is dragged away, the hearth made desolate, and the children left to starve, because their father has been unfortunate. Is it not better that a little villainy should escape punishment, than that such cruelty should be in daily practice? I say a little villainy, for if a man becomes bankrupt in New York, it is pretty well known whether he has dealt fairly with his creditors, or has made a fraudulent bankruptcy: and if so, his character is gone, and with it his credit, and without credit he never can rise again in that city, but must remove to some other place.

In England, character will procure to a bankrupt a certificate, but in New York it will leave him the means of re-commencing business. In England, it is a disgrace to be a bankrupt; in America, it is only a misfortune; but this distinction arises from the boldness of the speculations carried on by the Americans in their commercial transactions, and owing to which the highest and most influential, as well as the smaller capitalists, are constantly in a state of jeopardy. I do not believe that there is anywhere a class of merchants more honourable than those of New York. The notorious Colonel Chartres said that he would give 20,000 pounds for a character, because he would have made 100,000 pounds by it. I shall not here enter into the question, whether it is by a similar conviction, or by moral rectitude of feeling, that the merchants of New York are actuated; it is sufficient that it is their interest to be honest, and that they are so. I state the case in this way, because I do not intend to admit that the honesty of the merchants is any proof of the morality of a nation; and I think I am borne out in my opinion by their conduct in the late state of difficulty, and the strenuous exertions made by them to pay to the uttermost farthing, sacrificing at times twenty per cent--in order to be enabled to remit money to their London and Liverpool correspondents, and fulfil their engagements with them.