The next description of emigrant settler to which I shall address myself is he who comes out with a small capital, say from two hundred to five hundred pounds; a sum sufficient to enable him to commence farming at once, but not sufficient to allow him to purchase or stock a farm which has a portion of the land already cleared. The government lands fetch at auction about ten shillings an acre, and they are paid for by instalments, one-tenth down, and one-tenth every year, with interest, until the whole be paid; of course, he may pay it all at once, if he pleases, and save the interest. He must not purchase more than four hundred acres. He can always procure more if he is successful. His first instalment to government for the purchase of four hundred acres will be eighty dollars. His next o

