31 STILL LAUGHING OVER the towel incident, Verena shut the bathroom door and sat in front of the vanity mirror. Brushing her damp hair back, she savored the image in her mind of Lance showering in the moonlight. While she’d stood in the doorway watching him, long-repressed desire had surged through her. She’d enjoyed every minute and waited until he’d finished, liking what she saw. He hadn’t known she was there until after he’d turned off the water. She giggled to herself again. She loved his playful nature. Yet a question nagged the practical side of her mind, and she couldn’t help but wonder if this was the right time for them. Her tattered emotions were raw from the ordeals she’d been through, beginning with the loss of her friend and banker, Marvin Panetta, and the ensuing financial

