Ivy's POV But the image of my mother's necklace locked inside a glass display case returned to my mind again. I forced myself to speak. "I need a loan." The words came out more directly than I had planned. Sebastian didn't react at all. He simply looked at me and asked. "How much?" The question was calm. I replied almost immediately. "Fifty million dollars." I expected questions. Instead, Sebastian leaned back slightly in his chair, as if the number meant nothing more than a routine business request. He didn't even ask for what purpose. I straightened slightly in my seat, trying to gather myself. "I know it's an outrageous amount to ask for," I continued carefully. "But I'm prepared to offer collateral. Company shares, if necessary. The repayment terms can be n

