And Mrs. Billy sat and puffed at her cigar. "Do you know the history of the family?" she asked. "The founder was a rough old ferryman. He fought his rivals so well that in the end he owned all the boats; and then some one discovered the idea of buying legislatures and building railroads, and he went into that. It was a time when they simply grabbed things—if you ever look into it, you'll find they're making fortunes to-day out of privileges that the old man simply sat down on and held. There's a bridge at Albany, for instance, to which they haven't the slightest right; my brother knows about it—they've given themselves a contract with their railroad by which they're paid for every passenger, and their profit every year is greater than the cost of the bridge. The son was the head of the fam

