“If you wouldn't mind." Tim looked around his office. “Well, I'm waiting for a phone call," he lied. “Your secretary can transfer it into the conference room." Tim swallowed, “Okay." He adjusted his tie and took a few deep breaths. They were not going to catch him this close to the end. He followed Roger across the bank. The tellers stared at the two men. With a confidence he wanted to feel, he waved at the tellers and smiled. As Roger described, all the board members sat around a long table. They each held a computer printout in front of them. Tim greeted them as if they met every day in his bank. “Sure. What can I explain?" Roger put on a pair of horn-rimmed glasses and picked up a stack of paper. “On these loans, the interest rate is too low." Tim took the papers from him and pr

