Vladov didn't answer. He simply smiled a condescending but ambiguous smile, leaving Andrey to come up with his own answer, and there was plenty to think about. "Have you heard of the term 'service bank'?" Vladov asked after a pause. - I don't remember. "That's true. How could someone like you know such things? I'll explain it briefly: people do favors for each other. In exchange for loans. And when needed, the debtor repays the debt with a favor in return." The merchant paused briefly, looking inquiringly at his interlocutor. "There are a lot of options. For example, someone's addicted to drugs, and they're not as easy to find as they once were. So, for a steady supply, they pay with something..." Another short pause. – For example, at the right moment he kills the right person. Vl

