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The next day the four had taken a taxi to Phitsanulok to catch the night bus to Pattaya and their adventure had begun. Lek had been paying the loan off ever since. The bank had even put the interest rate up to 1.75% per month when they found out that Lek would be making the repayments, because they had felt that the loan was somehow less secure. Now, after 9 years and 11 months of not missing a single monthly 2,000 Baht payment, she had one instalment of 1,725.95 Baht left to make, if she had calculated correctly. It would certainly be less than 2,000 Baht. What a red-letter day that would be! She decided she would go home and roast a pig to celebrate with her family and maybe take Ayr and Goong back too. She left the bank feeling elated,

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