“It hasn’t troubled me, Mr Rubb.” “Hasn’t it though, really? That’s so good of you again! Now the truth is—but it’s pretty nearly just what I told you that day after dinner, when you agreed, you know, to what we had done.” Here he paused, as though expecting an answer. “Yes, I did agree.” “Just at present, while certain other parties have a right to hold the title-deeds, and I can’t quite say how long that may be, we cannot execute a mortgage in your favour. The title-deeds represent the property. Perhaps you don’t know that.” “Oh yes, I know as much as that.” “Well then, as we haven’t the title-deeds, we can’t execute the mortgage. Perhaps you’ll say you ought to have the title-deeds.” “No, Mr Rubb, I don’t want to say anything of the kind. If my money can be of any assistance to m

