"Hello. May I help you?" an older, slender woman with gray, well-coiffed hair asked, looking down her nose at me.
I looked around the bank. Other than a few employees trying to look busy, I was the only one there. "Yes. I'd like to open a checking account."
The woman's name tag stated that her name was Estelle. She smirked. "Would you like a savings account, too?"
I cleared my throat, determined to stand my ground. "Yes, as a matter of fact, I would."
The woman's plastered-on smile was beginning to annoy me, but I decided to take the high road. "Well, are you sure you have enough money to open an account?"
I smiled. If she only knew. "Why? How much do I need?"
One corner of her lips curled into a self-satisfied smile. "Well, a hundred dollars, unless you want to pay monthly fees."
I
