Inside Maya’s apartment.
When Liam opened the door, the place was too quiet. Maya sat curled in the corner of the sofa, eyes hollow, face drawn.
“Liam…” She looked up. Her voice came out thin, cracked. “You’re here.”
He walked over fast, ready to pull her close like always. But he stopped short. The smell on him—sweat, smoke, someone else—felt wrong in the clean morning air. He sat across from her instead, hands on his knees. “What happened with Dylan? That two hundred thousand… what’s the real story?”
Maya shut her eyes tight, hands covering her face. Her shoulders shook. “He went back to gambling. Owes two hundred thousand now. Josh says if we don’t pay, he’ll take Ada—make her work in those places to pay it off. Liam… I don’t know what to do anymore.”
Seeing her like that—broken, shaking—something twisted hard in his chest. Protectiveness mixed with the guilt he’d been dodging all night. He was broke himself, career stalled, but if he didn’t step up, Maya and her brother were finished.
“Hey. Stop.” He reached over, thumb brushing the tears off her cheek. His voice came out tired but steady. “I’ll figure it out. That two hundred thousand—I’ve got it. I won’t let him touch her.”
Maya lifted her head. Her eyes searched his—hope flickering through the doubt. “You mean it? But… where are you going to get that kind of money?”
“There’s a way.”
Liam woke up on his cracked leather sofa, his head pounding from last night.
He rubbed a paint-stained hand through his hair. Maya’s face filled his mind. Her brother, Dylan, was in deep again: two hundred grand in gambling debt. The weight felt like a ton of bricks on Liam’s chest. He’d promised to protect her, so he had to fix this himself.
Josh Carter, the loan shark, didn't play. Pay up, or Dylan’s kneecaps were gone. Worse, Ada—Dylan’s girlfriend—would be sold to the clubs as collateral.
Liam stood up and looked at his canvases. They felt like junk now. He grabbed his phone and called Caden, his gallery owner.
“Liam, my man!” Caden’s nasal voice blared. “Little early, isn't it? Figured you’d still be in bed.”
“Skip the small talk, Caden,” Liam said, his voice tight. “I need two hundred thousand in cash. Today.”
Caden snorted. “Two hundred K? I’m a dealer, not a bank. Your stuff has buzz, but the market doesn't move that fast.”
“You make the rules,” Liam growled. “Bring the collectors to the studio. Thirty minutes. Everything’s for sale.”
“Alright. I’ll bring a VIP. But desperation means a discount, bro.”
Forty minutes later, the door creaked open. Caden swaggered in followed by Mr. Henderson, a portly collector with cold eyes.
“Place is a dump,” Henderson sneered, looking around. “Smells like a landfill.”
“It’s a workspace, sir,” Caden said quickly. “Liam, meet Mr. Henderson.”
Liam pointed to his main piece. “That’s eighty grand. Take your pick of the rest.”
Henderson poked the canvas. “Eighty? Kid, these smears wouldn’t fetch eight grand without the Noel family name on the signature.”
Liam’s eyes flashed. “My art has nothing to do with my family.”
“Easy, man,” Caden hissed. “You’re the one begging for a bailout. Drop the ego.”
Liam bit his lip until he tasted blood. He saw Maya’s face in his head. His pride broke. “What’s the offer?”
“A hundred grand flat,” Henderson said, patting his pocket. “For every finished canvas in the room. Take it or leave it.”
“That’s not even half!” Liam snapped.
“You’re the one in a hurry,” Caden shrugged. “This is the doomsday rate.”
Silence filled the room. Liam walked to his safe, yanked it open, and threw a stack of old negatives on the table. “These too. My early work. Make it two hundred thousand—cash—or get out.”
Henderson’s eyes sharpened. “Deal.”
As they loaded the car and handed over the money, Liam felt hollow. He’d traded his heart to keep a promise.
The ATM receipt was a punch to the gut. Balance: $140,000.
Liam gripped his phone until his knuckles ached. He hit redial on Caden’s number.
"Are you kidding me, Caden? A thirty percent fee?" Liam’s voice shook with suppressed rage. "We agreed on two hundred thousand. This is a robbery."
"Read the fine print, buddy," Caden’s drawl was cold, backed by the sound of a party. "You wanted the money cleared in two hours. That takes grease. Banks, brokers, everyone wants a cut. That’s New York. You want a miracle? You pay for it."
"I need that sixty grand tonight!"
"Not my problem, man. You’re tapped out. Unless you’ve got a kidney for sale, we’re done." The line went dead.
Liam slammed his fist against the glass booth. The pain in his hand was nothing compared to the ice in his chest. He was still short. If he didn't get the full amount to Josh Carter, Dylan was dead and Ada was gone.
He ran back to his studio, grabbed a heavy duffel bag, and shoved in his last assets: three vintage Leica cameras and his private portfolio of original sketches. He sprinted back into the rain.
Forty minutes later, Liam stood dripping on the marble floor of a Chelsea loft. Julian Thorne, a venture capitalist who flipped art like stocks, sat behind a glass desk with a glass of bourbon.
"Liam Noel," Julian smiled thinly. "I heard you were having a fire sale. You smell like desperation."
"Skip it, Julian." Liam dumped the bag on the desk. The metallic thud echoed in the quiet room. "Three Leicas. Custom glass. Twenty original charcoals. I need sixty grand. Cash."
Julian didn't look up. He flipped through the sketches with a manicured finger. "These are raw. Unfinished," he said dismissively. "The cameras are obsolete. I’ll give you twenty thousand. And that’s a favor."
"Twenty?" Liam’s stomach turned. "The lenses alone are worth thirty! These sketches are my foundation. You know what they’ll fetch at auction."
"Auction takes months. You need minutes," Julian leaned back. "You have zero leverage, Liam. Twenty-five grand. Final offer."
"Please," Liam whispered. The word felt like ash. "Make it forty. A life is on the line."
Julian grinned, enjoying the sight of the Noel heir begging. "Thirty-five. And I want the copyrights to the sketches."
Liam closed his eyes. He had spent his life fighting his father’s corporate shadow, trying to keep his art pure. Now, he was selling his soul to a shark for paper.
"Fine," Liam choked out.
Julian opened a wall safe and tossed bundles of hundred-dollar bills into the bag.
When Liam stepped back out into the storm, he didn't feel the cold. He felt nothing. He had the two hundred thousand, but he was no longer an artist. He was just another casualty of the city.