“Sorry to disturb you this late! I thought of calling you early but I couldn’t!” Mr Smith pauses and then with continues, “Regarding the incident in my resort, I sincerely apologise for the unpleasant incident caused by my friend Johan. I am extremely sorry that such abominable act of Johan. I would like to apologise to Ms Juliana as well if I have her number.” The line goes silent for a few seconds and then Mr Smith again speaks, “And regarding the investments, I have sent the contract signed and as soon as you sign it, the money will be transferred.” “I am sorry Mr Smith; I think the investment can’t be accepted.” For the first time Neilson responds. After another round of silence, Mr Smith says, “Please Mr Luna, I believe since it was no way Ms Juliana’s fault, and also I have apolog

