Kent and Lloyd sit on the patio, waiting for Boyd and Herb to arrive. They're laughing at how Boyd keeps dipping into the pack’s money and losing it on bets for upcoming sports events. Lloyd doesn’t understand why Kent is loaning the man money when he knows he cannot pay it back. The housekeeper walks Boyd and Herb to the patio. Boyd doesn't waste any time asking to borrow five hundred thousand dollars. He didn't sit down in the chair until he had finished asking. Kent wasn’t expecting the amount to be so large. He nodded and narrowed his eyes. “Sure, as long as you make your payments on time, you and I won't have any problems. Also, I would need some collateral. Let’s see your land should seal the deal.” Herb stood up to leave; he knew Boyd wasn’t agreeing to that. Then he stopped i

