COUSIN NIGEL’S SCOWL of greeting changed to a huge smile when Rafferty explained his problem. It was a gloating smile and one that told Rafferty his cousin intended to extract as much satisfaction as he could from his dilemma. ‘I thought you said you didn’t want any favours from me? That’s what you said when you threw your mother’s loan back in my face.’ Rafferty squirmed and admitted, ‘I know I did.’ God, he thought, I’d give anything not to be put in this position. In spite of his cousin’s handsome looks, Nigel gloating wasn’t a pretty sight. After several more minutes’ in similar vein, Nigel put his hands behind his immaculately groomed head and leaned back as if surveying a particularly pleasing sight before he admitted, ‘I might be able to help you. Of course, you realise I’ll have

