CHAPTER 1 My name is Fran and my husband Ben of 13 years was a realtor and got caught up in the whole mortgage debacle, real estate slow-down and sub- prime mortgage mess. I was a stay-at-home mom with two boys (ten and twelve) and was perfectly content with my home life, but now that Ben's commissions were dwindling down to nothing, I had to take a job to help support the family. I didn't have much in the way of employment skills, I didn't type very fast and wasn't interested in being a barista or a*****e clerk, especially since I wanted something with a bit of flexibility so I could be home for my boys when they got out of school. A friend from PTA told me that her older son was at the local university and that the fraternity house he was living at was looking for someone to do ho

