XXXIIAse could not put a mortgage on property he did not own. He was reluctant to borrow on a personal note from the Peytonville bank, for the interest rate was ten per cent. He could borrow ordinarily of an individual, as he had often loaned the use of money, at the less hazardous rate of seven per cent, but his farmer and merchant friends had suffered as serious reverses as he. His crops were thriving, but hail or storm at any time could finish his ruin. He asked Nellie in mid-August if she could make her supplies last a little longer.
She checked the larder and announced that she could manage. Her butter and egg money brought enough each week to trade for flour, sugar, tea and coffee, and the garden was abundant. If he killed an occasional lamb or shoat before he harvested his wheat, t
