Chapter 11 ~ December 20 Christmas CashKenna sunk into the sofa and took a long swallow of her rye and Diet Coke. Freda would be returning from high tea soon, so she didn’t have much time to figure out just how much she had borrowed. Because that’s what it was. A loan—not theft, not embezzlement, not misappropriation, not taking advantage— just a loan. She logged into the online banking site, smacking her lips as she slurped the sweet cocktail, looking for a summary of transfers. When had Freda added her to the account? It was in the summer. August? Or was it earlier? It was so hard to keep track of things these days. Kenna entered the date parameters from June to present and clicked on Transfers Out. She wiggled the straw in her insulated cup, taking a long gulp, as the report opened in

