Chapter 15It was the first day of final exams at Orchard College, and Dave knew that he should be spending his lunch break studying. Instead of meeting Darlene in the campus snack bar for lunch, he should have gone directly to the library and glued himself to his notebooks. He knew that he had an Investment exam scheduled for one o'clock, and he knew that he wasn't prepared for it. He knew that the exam was important, that it would constitute twenty-five percent of his final grade in that class, that it would mean the difference between the "C" that he'd earned so far and the "B" that he wanted on his transcript. He knew that an extra hour of concentrated study might enable him to land a decent grade, might compensate a bit for his limited efforts the night before. Dave knew all this,

