The doctor didn't have to say the words.
The look on his face told me everything.
"I'm sorry, Miss Bennett."
His voice was gentle, but it shattered the last piece of hope I had left.
"Your father's heart is failing. Without surgery, he doesn't have much time."
My knees weakened.
"How much?"
The doctor hesitated before sliding a file across his desk.
I looked down.
$250,000.
The number blurred through my tears.
"I... I don't have that kind of money."
"I know."
He sighed.
"We've already delayed the surgery twice. We can't wait any longer."
The room spun around me.
Only yesterday, Dad had joked that we'd celebrate my birthday together once he got out of the hospital.
Now...
I wasn't even sure he'd live to see tomorrow.
"I'll find the money," I whispered.
"I don't care what it takes."
The doctor gave me a sympathetic smile.
"I hope you do."
---
The rain poured over Manhattan as I stepped outside the hospital.
My umbrella did nothing to stop the cold.
I pulled my phone from my pocket and dialed another bank.
"Hello, I'd like to apply for—"
"I'm sorry, Miss Bennett."
The loan officer didn't even let me finish.
"Your application has already been declined."
Click.
Another rejection.
That made twelve.
I laughed bitterly.
A broke elementary school teacher didn't stand a chance of borrowing a quarter of a million dollars.
My phone vibrated.
Unknown Number.
I almost ignored it.
Almost.
"Hello?"
"Miss Rose Bennett?"
The woman's voice was calm and professional.
"Yes."
"My name is Evelyn Carter. I'm calling on behalf of Mr. James Sterling."
I frowned.
"The James Sterling?"
"The CEO of Sterling Group."
My heart skipped.
Everyone in New York knew that name.
The youngest billionaire on Wall Street.
A man the media called ruthless.
"I think you have the wrong number."
"We don't."
There was a brief pause.
"Mr. Sterling knows your father needs surgery."
My grip tightened around the phone.
"How?"
"Mr. Sterling knows many things."
A chill crept down my spine.
"What does he want?"
"He would like to meet you."
"I don't know him."
"You don't have to."
Another pause.
"All you need to know is that he can save your father's life."
I stopped walking.
"What... is the price?"
The answer came without hesitation.
"Your signature."
The line went dead.
---
Thirty minutes later...
A black Rolls-Royce waited outside the hospital.
Every instinct told me to walk away.
Instead...
I opened the door.
The city lights blurred past the window as the car carried me through Manhattan.
Neither the driver nor I spoke.
Forty minutes later, the car stopped in front of Sterling Group Headquarters.
The skyscraper towered over the city like a king watching his kingdom.
Inside, polished marble floors reflected crystal chandeliers.
Men and women in expensive suits moved with quiet confidence.
I suddenly became painfully aware of my worn shoes and inexpensive dress.
I didn't belong here.
"Miss Bennett?"
A graceful woman in a charcoal suit approached with a polite smile.
"I'm Evelyn Carter."
She gestured toward a private elevator.
"This way, please."
The elevator climbed in silence.
When the doors opened, my breath caught.
The top floor was unlike anything I'd ever seen.
Floor-to-ceiling windows overlooked Manhattan.
A fireplace flickered against a wall lined with books.
And standing before the glass...
Was a man.
Tall.
Broad-shouldered.
Dressed in a perfectly tailored black suit.
Without turning around, he spoke.
"You kept me waiting."
His deep voice sent an unexpected shiver down my spine.
Slowly...
He faced me.
Piercing gray eyes met mine.
Cold.
Sharp.
Unreadable.
James Sterling.
The most feared billionaire in New York.
He walked toward me with slow, confident steps until only a desk separated us.
Without a word, he placed a leather folder in front of me.
I looked down.
MARRIAGE AGREEMENT
My heart stopped.
I looked back at him.
"What kind of joke is this?"
"It isn't a joke."
His expression never changed.
"It's an offer."
"I don't even know you."
"You don't need to."
He slid a silver pen across the desk.
"You only need to answer one question."
His gray eyes locked onto mine.
"How badly do you want to save your father?"
How badly do you want to save your father?"
The question echoed through the silent office.
I stared at James Sterling, searching his face for even the slightest hint that this was some twisted joke.
There was none.
He was completely serious.
"I don't understand," I said, forcing my voice to stay steady. "Why me?"
James slipped both hands into his pockets.
"My grandfather's will left me with one condition."
"And what's that?"
"I have thirty days to get married."
I blinked.
"What?"
"If I fail, I lose Sterling Group."
"The entire company?"
He nodded once.
"My grandfather believed a married man would value family over power."
I let out a bitter laugh.
"So, you need a wife."
"I need a legal wife."
"And you think I'll agree to marry a complete stranger?"
"I think you'll do anything to save your father."
His words struck deeper than I wanted to admit.
He wasn't wrong.
I hated that he wasn't wrong.
James opened another folder and slid it toward me.
"Take a look."
Inside were my father's medical records.
The estimate for his surgery.
The hospital bills.
Even the notices showing my failed loan applications.
My heart pounded.
"How did you get these?"
"I told you."
His gray eyes never left mine.
"I know many things."
Fear crept into my chest.
This man had investigated my life before I even knew his name.
"What exactly are you offering?"
"I'll pay every medical bill."
He paused.
"Immediately."
I swallowed hard.
"In return?"
"You'll marry me for one year."
I stared at him in disbelief.
"One year?"
"When the year ends, we'll divorce."
"And if I refuse?"
James walked toward the window overlooking Manhattan.
"You'll walk out of this office."
His voice remained calm.
"I won't stop you."
Hope flickered inside me.
Then he added,
"But your father's surgery won't happen."
The hope vanished.
I closed my eyes.
Dad's smile flashed through my mind.
The man who had worked himself to exhaustion just so I could have a better life.
The man who had never stopped believing in me.
How could I let him die?
A tear slipped down my cheek.
"I hate you."
The words came out as little more than a whisper.
James didn't react.
"I know."
He turned back to face me.
"I don't expect your love."
His gaze hardened.
"I only expect your signature."
Silence settled between us.
My hands trembled as I reached for the silver pen.
It felt heavier than it should have.
This wasn't just ink on paper.
It was my freedom.
My future.
My life.
Just as the pen touched the contract—
James's phone rang.
He glanced at the screen before answering.
"What is it?"
His expression darkened.
"When?"
A long pause followed.
His jaw clenched.
"I'll handle it."
He ended the call and looked at me.
"My cousin just made his first move."
"What do you mean?"
James picked up another envelope and tossed it onto the desk.
"Open it."
With trembling fingers, I pulled out a photograph.
The color drained from my face.
It was my father.
Still lying in his hospital bed.
But someone was standing beside him...
A masked man holding a gun.
Across the photo, written in bright red ink, were seven chilling words.
DON'T MARRY HIM... OR HE DIES TONIGHT.