"And now we've settled this Newcastle business, Tom," said Mr. Deane, that same afternoon, as they were seated in the private room at the Bank together, "there's another matter I want to talk to you about. Since you're likely to have rather a smoky, unpleasant time of it at Newcastle for the next few weeks, you'll want a good prospect of some sort to keep up your spirits." Tom waited less nervously than he had done on a former occasion in this apartment, while his uncle took out his snuff-box and gratified each nostril with deliberate impartiality. "You see, Tom," said Mr. Deane at last, throwing himself backward, "the world goes on at a smarter pace now than it did when I was a young fellow. Why, sir, forty years ago, when I was much such a strapping youngster as you, a man ex

