Derek left the agency, heading straight to an apartment building in a low-income section of the city where Mr. Steven Garey, the man the insurance company thought was trying to scam them, lived. He had two photos of the man so that he’d recognize him if he left his building. Parking on the street, he settled in to wait. Twenty minutes later the man took off, wearing a neck brace and using a cane as he walked down to a bar a block away. Derek waited five minutes before going to the bar. His subject was seated in a booth in the back corner, fairly well hidden from view, with what Derek presumed were a couple of his drinking buddies.
He took a seat in the booth next to them, after stopping at the bar to get a beer. He had no intention of drinking it, but he needed the prop. Then he turned on
