Jacob's phone beeped repeatedly, the sharp sound drilling into his already splitting headache. He exhaled, gripping the device tightly in his hand as more messages flooded in, one after another, each more infuriating and threatening. [Bank Notification: Your outstanding loan of $250,000 is overdue. Immediate payment required. Failure to comply will result in legal action.] Jacob’s brows furrowed. Overdue? That was impossible. He was sure he had at least a few more weeks to pay. Another message. [Due to recent developments, your credit account has been suspended. Pay your remaining balance of $90,000 within 48 hours to avoid further penalties.] Then another. [Mr. Winfrey, we regret to inform you that your business proposal has been retracted. Investors have lost confidence in your lea

