The Billionaire's Broken AccountUpdated at Apr 26, 2026, 01:21
Vivian Hart is a 32-year-old forensic accountant who has built her entire life around the one thing she believes will never betray her: numbers. After catching her fiancé Marcus in bed with another woman three years ago, she swore off romance and buried herself in her work, moving from city to city, case to case, never staying long enough to form attachments. She trusts no one, least of herself when it comes to matters of the heart. When the board of the Cross Hotel Group hires her to investigate an anonymous whistleblower claim of embezzlement, Vivian arrives in Chicago expecting another routine assignment—three weeks of spreadsheets, a clean report, and a quiet exit. She does not expect Julian Cross. Julian is the 36-year-old owner of the hotel empire, a man as cold and controlled as he is devastatingly attractive. He inherited the company after his father Alexander died under suspicious circumstances, and he has spent five years fighting off board members who want him removed, including his ex-fiancée Victoria Ashford. He trusts no one, lets no one close, and he does not trust Vivian—she was hired behind his back, and he intends to monitor her every move. He insists on working alongside her every night in a locked conference room high above Chicago, watching her, questioning her, challenging her. The forced proximity becomes its own kind of warfare, then its own kind of seduction.As Vivian unravels a sophisticated fraud scheme involving shell companies, hidden accounts, and a law firm tied to Julian's dead father, she discovers that someone has been stealing from the Cross Hotel Group for nearly seven years—and that the embezzlement may have started before Alexander Cross died. The investigation forces Julian to confront the brutal truth of his childhood: a father who beat him, a mother who abandoned him, and a legacy of pain he has never been able to escape. One night, drunk and broken on the anniversary of his mother's birthday, Julian confesses everything to Vivian. She confesses her own fears in return. The walls between them crumble, and what begins as reluctant respect and grudging attraction becomes something neither of them can control—a desperate, consuming love that threatens to destroy every boundary Vivian has ever built and every defense Julian has ever maintained.But the truth is more complicated than either of them anticipated. The embezzler is not a stranger. It is someone Julian loves, someone he trusted, and exposing that person will not only cost Julian his company—it will cost him his family. Vivian must choose between the truth she has sworn to deliver and the man she has fallen in love with. Julian must choose between protecting his legacy and allowing himself to be truly seen. After a painful separation that forces both of them to grow, they find their way back to each other—not because they are perfect, but because their broken pieces fit together. The novel ends not with a fairy-tale resolution, but with something more honest: two wounded people choosing each other anyway, deciding that love is worth the risk, and building a future on the foundation of everything they have survived. The numbers never lied. But neither, finally, did he.