HIS DEBT, MY RUINUpdated at Nov 23, 2025, 12:58
Blurb
When her father vanishes after owing millions to a powerful underground empire, nineteen-year-old Lily Carter becomes the payment.
To erase his debt, she belongs to Luka Moretti, the ruthless billionaire who rules the city’s shadows. His terms are brutal: one year in his penthouse, bound to his control. No refusal. No freedom.
But behind Luka’s cruelty lies a man haunted by secrets, and behind Lily’s fear grows something neither of them expected—dangerous desire, reckless love, and consequences that will outlast their contract
Months after she escapes, Lily discovers the truth she can’t hide forever:
She’s carrying his child.
Now, when Luka finds her again, one question burns between them—
Is she still his debt… or his ruin?