Eunice was in a panic. She'd lost her panties on the fells, and imagined the worst things possible when they were found with her name in them. She wasn't prepared for what actually happened. Eunice Dyson lost her panties on the fell top as the girls bathed in that pool. Her name was sewn into them and they were decorated with an embroidered heart over a crucial place. She was devastated; unable to sleep for two days. A young farmer inspecting his sheep, saw their clothes blown around in a sudden gust of wind. He watched the frantic girls run around in their delightfully naked states recovering them, and searching desperately for something still missing, then leaving without it. He found a pair of white panties, returning them to the school office in a package with Eunice’s name written upon it. Everyone knew what it contained: Eunice’s panties, and knew who had found them! Fortunately, she was just a name to which he could not put a face. Not until that fateful day. She was working in the barn that the farmer had given the school as they tended to the livestock for him in exchange for eggs and milk, putting hay down for the calves when she slipped. He caught her. Her skirt was askew, exposing everything to him including her panties. She was frozen in horror. He smiled down at her. “Miss Dyson. How nice. We meet at last!” He'd recognized her from her panties!

Determined to change her empty life and escape her controlling father, Harriet Ward sets out across the fells, not sure what her future will be. Her anger fades with distance, and her resolution to keep walking until exhaustion overtakes her, weakens as the weather turns against her. Defeated by her feelings of failure, she turns homeward. Soaking wet and miserable, she takes shelter in the belvedere on her neighbor’s property to wait out the worst of the downpour. How long she sits there she does not know. She becomes conscious of a man speaking with her, but is too stiff and cold to respond. Then he begins to undress her from her sodden clothing! She is powerless to do anything to stop him. Her dress and petticoat fall to her ankles to leave her naked. He takes her into his arms. Her life is about to end. Unless this is to be the beginning of a new life for her.

Deke watched the soldier slip a pill into Susan’s drink while she was distracted, knowing at that moment what that man planned for her. He almost hadn’t recognized her when she had first come into the bar the way she was dressed. She was uncomfortable, out of place, and did not want to be here, but her friends had somehow tricked her. She meant a lot to him, so he would see that she came to no harm. Susan awoke. She sat up under the mosquito net, feeling and seeing that she was naked. She recognized nothing; did not know where she was. She remembered some of the previous night and began to panic.

Erin was hung up on the steep ramp, her skirt trapped behind and above her, pulled tight under her breasts, exposing everything. She had splinters sticking everywhere. Then he walked in and saw her. Erin and her four friends went looking for the old cat's kittens, finding the last one in the top of the barn; out-of-bounds to them. After a few minutes they heard the stable door open and close. Someone was coming! They should not be caught here. They scattered. Erin was last. She decided to use the old hay ramp, slide down it, and go. She slipped, slammed down hard onto the wooden surface with a shout, and slid down, picking up splinters in the most tender parts of her anatomy on the way down. After about four feet, she was brought to a sudden stop by her skirt, caught on the edge of the ramp behind and above her. The waist of her skirt was wrenched up her body. Her breasts were all that stopped it finishing up under her armpits or losing it altogether. Her panties were pulled tight to the point of murder, buttons flew off her blouse, her bra felt as though it was not long for this world, and she was well and truly stuck, revealing 'all' to the world!  Then he walked in and saw her. What price would she be made to pay to enlist his help before she could escape back to school? If he would let her go. The next two hours changed both of their lives in a revolutionary way.

Captain Robert Penfield was on his way home after ten years of battling Napoleon’s navy. He'd just learned that his twin brother, Charles, had been killed in a carriage accident, five days earlier and that Charles’s wife, Selena, was not expected to survive. The title, Lord Penfield, was now his and all of the responsibilities that went with it, including three young nieces, born since he had left. He could barely read the words in the letter. He had to get home. He could not bear to lose Selena for a second time. His family believed that he had never met his brother’s fiancée. Selena even believed it herself. Yet they had met, and in a memorable way. As he had been leaving home for the last time, ten years earlier he had met her by accident. She had not known that he was Robert, rather than his brother, Charles, and before he could help himself they had made wild and passionate love. Neither she, nor his brother had recognized the mistake that had occurred, though it had changed Robert’s entire life and was about to change it again. He was not sure what would greet him when he arrived home. With his history, he would not be welcome, but he would not delay. He was needed.

A wise girl will sit or squat to pee. Any other way is dangerous as the Wilson triplets learned one evening on the school roof when they stood to pee. Their lives were changed forever by that act.  The Wilson girls were out of bounds on the school roof one night when it began to pour with rain. They should go in, but needed to pee. They stripped off their nightclothes, rolled them firmly, and stood at the edge of the roof, nakedly defiant, peeing standing up.Sarah slipped. Clothing flew everywhere as her sisters leapt forward. Too late! She slid, stopping at the edge; her toes in the gutter. They had only their nightdresses to help her, so dangled them down to her. They couldn’t go back into the school now. Le-an remembered the ground's cottage.  She was totally naked, but Sarah needed help. She went down the ladders off the roof, running across the lawn in the rain, holding her breasts. She knocked on the door. No response. She opened it and shouted. Hearing taps running, she walked toward the noise. A completely naked young man stepped out in front of her drying his hair, seeing nothing. He was shockingly aroused. Her eyes were fixed on that. They collided, heads bumping, then they were falling. There was a sharp pain in her head, and another developing lower on her body as they settled over the end of the chaise with him lodged firmly between her legs. Mercifully, she passed out.