Aria Malone has exactly sixty-two dollars in her bank account, an eviction notice on her kitchen counter, and her pride — which, at this point, she can't afford to keep. Damian Crest has everything except the one thing his grandmother demands before she'll release her board votes: a wife. The contract is clear. Twelve months. Three hundred thousand dollars. Separate bedrooms. No feelings. The problem with airtight contracts is that no one can ever quite seal the loopholes of the heart. As Aria steps into Damian's world of galas, boardroom politics, and a grandmother who sees far too much, she discovers that the most dangerous clause in any arrangement is the one you forget to read — the one that says: What happens when pretending starts to feel like the most real thing you've ever done? COLD TERMS — a slow-burn billionaire romance about two guarded people, one impossible contract, and twelve months that will change everything.