In the chaos of Manhattan’s evening rush, Liam Thorne—an underpaid graphic designer with a life going nowhere—hits rock bottom. His project collapses, his boss explodes in rage, and his teammates casually nominate him as the scapegoat. Everything feels hopeless… until a mechanical voice echoes directly in his mind. System Alert: Host Detected. Congratulations, Host. You have received a Black Card with… unlimited funds. In an instant, Liam’s reality fractures. A mysterious bank card materializes in his digital wallet—untraceable, risk-free, fully legal. A cheat code straight out of the web novels he grew up reading. But what is a man who can barely pay rent supposed to do with a power this dangerous? As his colleagues turn on him, Liam makes one bold decision: he refuses to be a victim any longer. With an unlimited card in hand and a life on the verge of transforming, he steps into the neon-lit streets of New York with newfound purpose. Tribeca lofts, vintage supercars, corporate revenge, impossible business opportunities—everything is suddenly within reach. But a single question shadows his every step: Is this card a gift from fate… or the beginning of unimaginable chaos? This is the rise of an ordinary man granted extraordinary power—and the thrilling, unpredictable life he chooses to forge with it.