Chloe never wanted luxury, she only wanted enough.Enough money to keep her brother in school.Enough strength to survive the weight of responsibility left behind after loss.Enough hope to believe life could be kinder.With only fourteen dollars to her name and the world pressing in from every side, Chloe learns quickly that love doesn’t pay bills and pride doesn’t fill empty cupboards. Every day is a battle between dignity and desperation, between the girl she used to be and the woman she has been forced to become.Then she meets Adam.Quiet, observant, and carrying secrets of his own, Adam enters Chloe’s life at the moment she is closest to breaking. What begins as a chance encounter slowly becomes something deeper, a connection that challenges Chloe’s fear of depending on anyone, and Adam’s belief that love always comes at a cost.But when money, pride, and painful pasts collide, Chloe must decide whether accepting help means losing herself or finally finding her way home.Wealth of Hearts is a deeply emotional romance about sacrifice, survival, and the kind of love that doesn’t just change your life it rebuilds it.