Kraeyon Lewis has spent the past year holding her broken family together. At twenty-two, she works long hours just to keep food on the table and make sure her six-year-old brother, Jett, has the childhood he deserves. With their mother gone and their father drowning his grief in alcohol, Kraeyon has learned that love sometimes means sacrificing everything you have—even when you have almost nothing left.Then Mallum Raystark comes knocking.Six feet tall, heavily tattooed, ruthless, and infamous for collecting debts no matter what it takes, Mallum has never cared about the people standing on the other side of the door. His newest assignment should have been simple: collect the money owed.But he wasn't expecting Kraeyon.She's small, stubborn, exhausted, and completely unafraid to glare at the man everyone else fears. And for the first time in years, Mallum finds himself looking at a debtor's family and seeing something other than numbers on a page.But what happens when the debt collector becomes the one person she can't afford to lose?