I didn't know his name yet, and already he was looking at me like I'd died in his arms once before.Ivy Calloway is just a caterer trying to survive Manhattan — until billionaire heir Kaelan Voss corners her at a gala and calls her by a name she never gave him. He's hiding a secret: he's lived this year before, and in that other life, he watched her die. Now he's back, desperate to stop it from happening again... even if it means letting her believe he's the one who killed her.As Ivy is pulled deeper into the Voss family's dangerous world, fragments of a death that hasn't happened yet start haunting her too. Someone wants her gone. And the closer she gets to the truth, the more she has to decide: can she trust the man who might be her murderer — or the one who's really hunting her?Some souls don't get a second chance. Hers came with a warning label.

Josie Marsh knows, because that woman was her mother.Marian Reyes was the Hales' housekeeper until the night she was arrested for stealing a family bracelet. She was never cleared. She died in a rented room with eighty-one dollars in the bank.Now Josie is a forensic accountant, hired to audit Hale Holdings under a name that isn't quite hers. She has one goal: find out who has been cashing her mother's money, clear her mother's name, and disappear before anyone discovers who she really is.Then she meets Grant Hale.The new billionaire CEO never asked for an audit. He is cold, sharp, and impossible to read. He gives her one chair, one locked door, and one warning: Don't email my uncle.He also looks at her like he has already read her file.He has.A note slides under her door: STOP LOOKING. A monster hurricane turns toward Charleston. And the only man who can help her tear the truth out of the Hale family is the one man who has every reason to bury it.Enemies, until the storm takes the power. Allies, until one of them is lying.In a house full of secrets, she keeps a notebook where she ticks every fact she can prove. Grant is still marked pending.But the ledger is closing in. Somebody wants a Reyes to take the blame, and Josie is the last one left.He remembers her. She's not sure she can trust that.Some debts are paid in lies. Josie has come to collect.