Dirty Little Student follows Ivy Crown, a broke 21-year-old senior economics major, and Marcus Vincent, a ruthless 28-year-old mafia boss masquerading as a billionaire. After discovering Ivy's missing father owes millions to his syndicate, Marcus forces her into a 365-day contract where she must move into his penthouse under strict, obsessive rules. As she navigates a dangerous double life between her college campus and Marcus's domain, their dark arrangement evolves into a consuming devotion. The story climaxes when a rival faction kidnaps Ivy, prompting Marcus to tear down his own empire to rescue her and claim her as his queen.