POV: Julian Margaret Croft was seventy-eight years old and had never said anything she didn't mean. "You have your grandfather's face and your father's heart. Try to do something about the second one." The boardroom was on the 49th floor with a Long table,leather chairs and Floor-to-ceiling windows with a view of the city. Julian sat at the head of the table. He wore a dark gray suit, his hair was neatly styled, and his face revealed. The quarterly numbers were strong. The European expansion was on track. The new compliance hire had started Monday. Everything was fine. He was not fine. He went through the numbers very precisely and smoothly. Revenue had increased by eight percent, operating costs had dropped by three percent, and returns for shareholders were expected to be better tha

