Naira and Sense

*Title: Naira and Sense – How I Took Control of My Finances as a Student* As a 200-level student in LASU, managing money felt like trying to hold water with my hands. Every month, my ₦20,000 upkeep would vanish halfway through. Snacks, data bundles, and random cravings drained my account faster than I could blink. It hit me hard one evening when I had to borrow ₦500 just to buy dinner. That night, I picked up a ₦100 notebook and wrote “My Money Book” on the front. *I started tracking every naira I spent.* Week one opened my eyes: - ₦2,300 on snacks - ₦1,000 on top-up data - ₦1,500 on things I didn’t really need The truth? I wasn’t broke—I was careless. So I gave myself a new rule: *₦500 per day, max.* I cooked more. I walked instead of taking bikes. I said “no” to unnecessary cravings. It wasn’t easy, but it was worth it. After three months, I saved ₦5,000—enough to buy a small ring light. That’s how I started making videos for small brands and earning extra cash. *Moral of the story?* Budgeting isn’t punishment—it’s power. All I needed was a notebook and some self-discipline. That’s my own “naira and sense.”