CHAPTER TWELVE “MR. HART, this is Cass Price. I’m calling from the conference room you provided our team on the third floor. Am I interrupting anything important?” “No, no, that’s perfectly alright. I was just busying myself trying to get ready for our meeting at 10:30. What can I do for you?” “Well, if you don’t mind, I would like to change our plans for that meeting if I could.” “Sure, you’re calling the shots on that. When and where do you want to meet?” “Well, I seldom do something like this, but would you perhaps be free to have lunch with me away from the bank today at noon? There are a few things about our exam that I would like to discuss with you confidentially, and I really would like to meet with you about it away from the bank, if you’re willing.” “Well, sure, I suppose I

