Chapter 1: The Signature
I was halfway through breakfast when Adrian set the papers beside my coffee.
The first page bore my name, his name, and the words Petition for Dissolution. Beneath it lay a transfer of voting rights for the Wren family trust. The silver spoon in my hand stopped just short of my mouth.
"Which one do you want me to read first?" I asked.
Adrian kept his eyes on the papers. "The petition."
"You've already signed it."
"I thought it would save time."
Outside the breakfast-room windows, the garden was still wet from the night rain. Roses leaned over the stone path, their shadows dark against the pale gravel. I had spent eight years looking at that garden from this chair, while Adrian read the morning news and pretended not to notice when I slid the best piece of toast onto his plate.
That morning, the toast had gone cold.
The phone on the sideboard rang. Before I could rise, our house manager answered it. "Mrs. Vale," she called from the hall, "it's the bank. They say they need to speak with you about your father's estate."
I looked at Adrian. "You knew?"
He rubbed his thumb across the edge of his wedding ring. "Northline froze the Wren accounts at eight. The loan's in default."
My throat tightened. "The loan was current."
"It was current yesterday. They called the full balance this morning."
"They can't call it without notice."
"They can if the covenant's breached."
My father's company owned Wren House, the old hotel on the cliffs above Merehaven, along with the surrounding gardens and a stretch of protected shoreline. The business had been losing money for two years. I knew that. I'd watched the number of occupied rooms drop, signed off on repairs we couldn't afford, and answered every call from creditors with the confidence my father had taught me to fake.
But a sudden default was different. A default put the house and shoreline within reach of anyone willing to pay the bank.
Adrian's family had been willing for months. Vale Lodging had sent the first offer before my father's funeral flowers had wilted.
"I don't understand," I said. "You're asking for a divorce on the morning the bank freezes my family's accounts?"
"I'm trying to keep this from getting uglier."
"By divorcing me?"
"By separating your finances from mine before the lenders start coming after everything."
"Our finances are already separate. The trust is separate."
"Not the way you think." He pushed the transfer toward me. "If you sign, I can move quickly. Vale Lodging can make an offer before the bank sells the debt."
I saw the trap then, not because I was clever but because he had placed the papers in the wrong order. The divorce petition was on top. The transfer was the document he needed. My signature would let him vote my share of the Wren trust at the meeting scheduled for Monday.
"Are you buying the debt?" I asked.
"Vale Lodging is considering it."
"That's not an answer."
"It's the only answer I have."
The front door opened. Our attorney, Denise Cole, entered the breakfast room carrying a leather folder. Adrian had called her before I even knew the bank was involved.
Denise glanced at the papers. "I'm sorry, Claire."
"Did you review this?"
"Yes."
"Did you tell him I shouldn't sign?"
"I told him you needed independent counsel."
Adrian finally looked at me. The familiar gray in his eyes had always seemed soft to me. That morning it looked like weather over open water.
"Your brother would want you to protect the estate," he said.
"My brother would be here if he knew it was in danger."
"Your brother has been gone for eleven months."
"He's coming back."
"You don't know that."
I stood, the chair scraping against the floor. "Neither do you."
I left both documents on the table. In the garden, the wet roses shone in the weak morning light. I had no idea yet how much of my life Adrian had already put up for sale. I only knew I would not help him do it.