Chapter 2January 2014 A month after the holiday party, I’d come to a few realizations and decided on a small investment. Not to change my job; I liked my work. Not to change the one-bedroom apartment in West LA, either; it was perfectly adequate for a single man. My living arrangements were no concern unless and until I wasn’t single anymore. But among my recent realizations (or maybe it was an acknowledgement of a long-unrecognized concern) was the admission that I wouldn’t want to retire in Los Angeles. And if I didn’t want to retire here, I needed to start planning for retirement now. Planning in a way that went beyond dutiful contributions to my 401(k) and Health Savings Account. My planning needed to include Where To Go. “I’ve lived in LA all my life and we’re probably staying right

