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Twelve Hours To I Do

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revenge
contract marriage
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friends to lovers
kickass heroine
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drama
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office/work place
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Blurb

Emma Laurent has exactly twelve hours to raise $200,000 to save her late father’s bakery from her ruthless, predatory uncle. With her bank account wiped clean and midnight fast approaching, she is out of options—until an enigmatic, broad-shouldered stranger in a damp charcoal suit walks through her shop door.Ryan Monroe needs a contract wife before his thirty-first birthday to fulfill his late grandfather’s trust mandate and claim total control of his family's empire. His terms are non-negotiable: a one-year arrangement, a quiet life in a modest downtown apartment, and absolute discretion. To Emma, Ryan is just a stoic, brooding security logistics consultant who lives off dry toast, works long hours, and keeps his emotions behind an icy mask.It is supposed to be a purely transactional arrangement—sign on the dotted line, live as roommates, and go their separate ways with a two-million-dollar settlement in twelve months.Except every time danger touches Emma’s life—from aggressive loan sharks and sabotaging rivals to an arson attack in a dark alley—her problems vanish overnight with a single phone call, brushed off by Ryan as "luck" or "corporate contacts."The fragile illusion shatters when Emma turns on the live broadcast of the Global Economic Forum. Facing millions of viewers is the notoriously secretive, ruthless CEO of Monroe Enterprises—a twenty-five-billion-dollar billionaire showering public devotion on his hidden bride.And wearing the exact same cheap platinum band as the man currently sleeping on her couch is Ryan.As corporate warfare escalates into dangerous break-ins, corrupt family conspiracies, and deadly ambushes, Emma is pulled straight into Ryan’s cutthroat world. Ryan will stop at nothing to protect the woman he was never supposed to love—forcing Emma to decide if she can trust a man whose entire life is built on secrets, or if their contract was doomed from the start.

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CHAPTER 1: The Twelve-Hour Clock
The ink at the bottom of the formal eviction notice was still wet, bleeding slightly into the porous parchment paper, but to Emma Laurent, it read like a death sentence. Outside, a violent autumn cloudburst hammered relentlessly against the large glass storefront of Laurent’s Bakery. The streetlights of downtown Westford flickered through the sheet of grey rain, casting long, distorted shadows across the polished mahogany counters and the empty glass pastry cases. Emma stood motionless behind the main register, her knuckles pressed against the cold wood until her skin turned chalk-white. She could hear her own rhythmic, shallow breathing over the roar of the storm, but nothing could drown out the slick, nasal voice of the man leaning comfortably against her counter. "Twelve hours, Emma," Uncle Charles said softly. He reached out with a gloved hand and tapped a manicured index finger against the paper, his smile as oily and artificial as the cologne that hovered around him. "Two hundred thousand dollars in certified funds by midnight. Or at 8:00 AM sharp tomorrow morning, the deed to this property transfers to my real estate syndicate, and my bailiffs will change the locks." Emma forced her eyes up to meet his. Charles Laurent was her father’s younger half-brother—a man who had spent his entire adult life bouncing from one dubious investment scheme to another, leeching off family goodwill. When her father had passed away eight months ago after a brutal battle with illness, he had left Emma the historic, two-story bakery building, believing it was fully paid off. He hadn't known that Charles had manipulated the secondary mortgage paperwork during his final months in the hospital, taking out a predatory lien against the commercial lot. "He built this place with his own hands, Charles," Emma said, her voice shaking with a dangerous mixture of grief and pure, molten fury. "He spent thirty years getting up at four in the morning to keep these ovens hot. He trusted you." "Your father was a romantic, my dear, and romantics die broke," Charles replied smoothly, pulling off his leather gloves and inspecting his fingernails. "He left you a dying business, a crumbling brick building, and a mountain of unpaid vendor accounts. Be reasonable. Sign the voluntary surrender form now. I’ll throw in ten thousand dollars in cash so you can find yourself a nice little apartment somewhere on the outskirts of town." "I am not giving you his legacy," Emma snapped, stepping forward until the counter was the only thing separating them. "I will pay the debt." "With what?" Charles let out a dry, condescending laugh that echoed off the high tin ceiling. "You’ve spent the last six months liquidating your personal savings just to keep the flour supplier from suing you. I had my accountants run a check on your credit standing yesterday. You couldn't secure a five-thousand-dollar personal loan if your life depended on it, let alone two hundred thousand." He leaned in closer, his dark eyes glittering with triumphant greed. "Midnight, Emma. No extensions. No second chances. If the money isn't in my escrow account when the clock strikes twelve, you’re out on the street." Without another word, Charles turned on his heel and strolled toward the front entrance. He opened the heavy wooden door, leaving it agape for a fraction of a second as a gust of freezing, rain-soaked wind whipped into the shop, rattling the decorative brass bells hung above the frame. The heavy door slammed shut behind him. Emma stood alone in the dim, silent bakery. The silence felt heavy, suffocating, pressing against her chest until she could barely draw air into her lungs. Slowly, her hands trembling, she pulled her smartphone from her apron pocket and tapped open her mobile banking app. She logged in, staring at the screen with burning eyes, hoping against hope that somehow a miracle had occurred since her last check twenty minutes ago. AVAILABLE BALANCE: $1,420.50 A bitter, breathless laugh escaped her lips. $1,420.50. It wasn't even enough to pay the electricity bill for the commercial ovens next month, let alone satisfy a quarter-million-dollar predatory lien. She leaned her forehead against the cool glass of the empty display case, closing her eyes tightly to fight back the hot tears that threatened to spill over. Her father’s face flashed in her mind—his warm, dough-dusted hands, his gentle laughter as he taught her how to knead brioche when she was just eight years old. I’m sorry, Dad, she thought, her throat aching with raw emotion. I tried. I tried so hard, but I lost it. Clink. The sudden, sharp chime of the brass bell above the door shattered the quiet room. Emma started, wiping her cheeks with the back of her hand as she straightened up quickly. "I'm sorry, we're closed!" she called out, trying to stabilize her trembling voice. "The storm has forced us to shut down early for the—" She stopped dead in her tracks. The man who had just stepped inside didn't look like an late-night customer looking for leftover day-old bread. He stood well over six feet tall, possessing a powerful, broad-shouldered frame that seemed to instantly command the air in the room. He wore a dark charcoal wool coat, impeccably tailored and wet around the shoulders from the pouring rain outside. Underneath the coat, a fitted dark suit wrapped around his chest and waist with mathematical precision. His dark hair was slicked back from his face, wet droplets glittering on the sharp, angular planes of his jawline, and his eyes—a striking, cold shade of storm-cloud grey—swept over the interior of the bakery with terrifying speed, analyzing every corner before fixing directly upon her. An aura of absolute, unyielding authority radiated from him. He moved with the quiet, dangerous confidence of a man who owned every floor he ever walked upon. "Emma Laurent?" his voice was deep, rich, and completely devoid of emotion, cutting through the heavy hum of the storm outside. Emma reflexively took a small step backward behind the counter, her fingers wrapping instinctively around the edge of the register. "Yes," she said, her defensive instincts flaring. "Who are you? How did you get in here? The door was locked." "The latch was loose," the stranger said simply. He took three deliberate, calculated strides toward the main counter. He didn't offer a handshake, nor did he smile. Instead, he reached into the inner pocket of his charcoal jacket and withdrew a thick, black leather folder. He laid it flat on the glass display case directly in front of her. "My name is Ryan Monroe," he said, his grey eyes searching her face with an unnerving, laser-like focus. Emma stared at him, her eyebrows drawing together in confusion. "Ryan Monroe? I don't know anyone by that name. Did Charles send you? Is this another one of his intimidation tactics?" "I don't know anyone named Charles," Ryan replied, his expression utterly impassive, like polished marble. "And I don't engage in intimidation. I engage in contracts." With a flick of his long, lean fingers, he flipped open the leather folder. Inside sat two documents. The first was a sleek, three-page legal agreement printed on heavy cream stock. The second was a certified bank cashier’s check made out in crisp, dark ink. Emma’s eyes fell to the cashier's check, and her heart gave a sudden, violent leap against her ribs. PAY TO THE ORDER OF: EMMA LAURENT AMOUNT: $250,000.00 Emma’s breath caught completely in her throat. She stared at the six-figure number, the digits blurring momentarily before her eyes. Two hundred and fifty thousand dollars. It was enough to clear the entire lien, pay off her father’s lingering vendor bills, and keep the bakery operating smoothly for the next two years. "What... what is this?" she whispered, lifting her eyes to look at the towering man across from her. "Is this some kind of sick prank? Who are you?" "I told you my name," Ryan said calmly, resting his large hands against the counter. A simple, plain silver band gleamed faintly on his right hand, though his left was unadorned. "And this is not a prank. It is a strictly transactional business offer. You require two hundred thousand dollars to satisfy a foreclosure lien that expires at midnight tonight. I am offering you two hundred and fifty thousand dollars in certified funds, available immediately upon signature." Emma let out a breathless, disbelieving laugh, taking another step back. "Nobody hands a stranger a quarter of a million dollars out of the goodness of their heart! What do you want from me?" "I want a wife," Ryan said smoothly. The silence that followed was absolute. Outside, a c***k of thunder rattled the heavy glass windows, but inside, neither of them moved. "A... a wife?" Emma repeated, the words tasting completely absurd on her tongue. "Are you insane? You walked off the street in the middle of a rainstorm to buy a wife?" "I am not buying anyone," Ryan corrected, his tone remaining terrifyingly level, as if he were discussing a standard real estate lease. "My late grandfather’s family trust contains a legal stipulation regarding the primary ownership of my firm. In order to assume complete control of the voting shares upon my thirty-first birthday—which happens to be tomorrow—I must be legally married." He paused, his cold grey eyes measuring her reaction. "Due to recent internal corporate disputes, my legal team advised me yesterday that my existing personal arrangements were insufficient. I require a legal marriage before 9:00 AM tomorrow. I require a partner with a completely clean background, no political ties, no corporate affiliations, and zero interest in meddling in my financial affairs." Emma stared at him, her brain struggling to process the sheer absurdity of his words. "And you chose me? Why me? You don't even know me!" "I don't need to know you," Ryan said bluntly. "My security team spent the last three hours conducting a background check on seventy-two candidates in the Westford metropolitan area who met my specific structural criteria. Your background check revealed an flawless record, extreme financial distress caused by a fraudulent family member, and a reputation for fiercely independent work ethic. You are the most logical choice." "Logical?" Emma squeaked, her voice rising an octave. "Logical?! Marriage isn't a business acquisition!" "It is when two hundred and fifty thousand dollars are on the line," Ryan replied, checking a sleek silver watch on his wrist with total dispassion. "Let me outline the terms. The marriage will remain legally valid for exactly twelve months. During those twelve months, you will reside in a modest apartment I maintain in the downtown financial district to satisfy the residency requirements of the family trust. At the end of the three hundred and sixty-five days, we will file for an uncontested, quiet divorce." He leaned in slightly, his sharp jaw setting firmly. "Upon the signing of the divorce papers next year, you will receive an additional lump-sum settlement of two million dollars." Emma felt dizzy. Her head was swimming. Two million dollars. It was enough money to change her entire life forever. It was enough to expand the bakery, open a second location, and live with complete financial security for the rest of her days. "And what's the catch?" Emma demanded, her eyes narrowing as her street-smart instincts kicked in. "What do you expect from me behind closed doors? What are the... the physical expectations?" Ryan’s left eyebrow twitched upward by a fraction of a millimeter—the first sign of genuine human reaction she had seen from him. "There are none," Ryan said, his voice dropping into a register that was utterly firm. "Section Four, Paragraph B of the agreement clearly states that this union is purely administrative. Separate bedrooms are mandatory. Physical intimacy is strictly prohibited. I have no desire to invade your personal space, nor will I tolerate any invasion of mine. We are business partners, Ms. Laurent. Nothing more, nothing less." Emma looked down at the paper sitting on the counter. Her hands were shaking violently now. She looked at the cashier's check—$250,000. She looked at the clock on the wall—7:14 PM. She had less than five hours before Charles destroyed her father's life's work. "Why should I trust you?" she asked softly, looking up into those icy grey eyes. "I don't know who you are. For all I know, you're involved in something illegal." "I am a security logistics consultant," Ryan answered smoothly, reaching into his inner pocket once more and placing a polished black pen beside the folder. "I specialize in risk management and corporate defense. Everything about this contract has been drafted by senior legal counsel. It is ironclad, fully binding, and designed to protect both of our interests." He tapped his watch again. "It is currently 7:15 PM. The bank draft in that folder can be deposited via mobile transfer within five minutes. You have two minutes to decide if you want to save your father's business, or if I should proceed to the second candidate on my team's list." Emma’s breath rasped in her throat. Her mind raced at breakneck speed, weighing the terrifying leap into the unknown against the guaranteed ruin waiting for her at midnight. If she said no, Charles won. The bakery would be knocked down, replaced by a cheap concrete parking structure or a corporate strip mall. Her father’s memory would be erased. If she said yes... she would be married to a complete stranger. A cold, powerful, enigmatic man who looked like he could snap her neck without breaking his stride. But she would save the bakery. She would survive. "I have three conditions," Emma said, her voice suddenly dropping into a fierce, unwavering tone that made Ryan freeze. Ryan tilted his head slightly. "I am listening." "First," Emma said, pointing a finger at him, "no interference in my bakery. You don't tell me how to run my business, and you don't show up here pretending to be my boss." "Agreed," Ryan said without hesitation. "Second," she continued, her cheeks flushing slightly, "we maintain complete privacy. My friends, my employees, and my family do not need to know the details of this arrangement. To the outside world, if anyone asks, we met through mutual work." "Agreed. In fact, discretion is my primary requirement as well." "And third," Emma said, taking a deep breath, "if you ever break Section Four—if you ever cross the line regarding my personal boundaries—this deal is off, and I walk away with everything." For the first time since he had walked through the door, a faint, shadowy trace of a smirk touched the corner of Ryan Monroe’s lips. It wasn't a warm smile, but rather the quiet acknowledgment of a worthy opponent. "Fair enough," Ryan said. "Sign on page three." Emma took the sleek black pen. Her fingers were trembling so badly she could barely hold it, but as she pressed the nib against the crisp cream paper, her hand steadied. She wrote her name in clear, flowing cursive across the line marked PARTY B. The moment her pen lifted from the paper, Ryan reached out, smoothly pulled the signed contract into his folder, and slid the $250,000 cashier's check across the glass counter toward her. "The money is yours," Ryan said, closing his folder with a decisive snap. "Deposit it immediately and settle your debt." Emma picked up the check, holding it tightly in her hand. It felt heavy, like a key to a golden cage. "What happens now?" "Pack one suitcase of personal belongings," Ryan instructed, turning toward the glass door. "A black sedan will arrive at your apartment at 7:00 AM tomorrow morning. It will take you directly to the Westford City Registrar’s office. We will execute the marriage certificate at 8:00 AM sharp." "And after that?" Emma called after him. Ryan paused at the doorway, his broad frame framed against the dark, rainy night outside. He looked back over his shoulder, his cold grey eyes piercing straight through her. "After that, Mrs. Monroe," he said smoothly, "you begin your new life." He opened the door, stepped out into the pouring rain, and vanished into the darkness before Emma could utter another word.

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