thirty-three On the eve of Phillipa and Sunil’s wedding, Annabel and Adam drove down to Cornwall. Out of politeness, Elizabeth had invited them to stay at hers for the night and was surprised when they took her up on the offer. Adam was a doctor, after all and from a wealthy family; he must be rolling in it, she reckoned. Surely he could afford to pay for them to spend a few nights in St-Leonards-By-Sea’s only four star hotel? But then she’d been a witness to the last meal they had shared, when he’d bickered over paying his portion of the bill and had refused to tip the waiter. When Harry had joked about him being a tight Northerner, Annabel had leapt to his defence and insisted he was just frugal. Elizabeth was looking through the window when they pulled up in his gleaming Mercedes. She

