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Chapter 2: The money is coming

Around 11 o'clock, the senior client manager from ICBC called Su Wei, mentioning a significant sum of money transferred from abroad. Due to its substantial nature, Su Wei was requested to personally attend, even offered assistance to pick him up. Naturally, Su Wei declined, finding it inconceivable for someone handling hundreds of billions to reside in suburban shared housing. Nevertheless, Su Wei agreed to visit the bank in the afternoon as per their arrangement. From the moment he received the call, Su Wei's excitement surged. Prior to the call, he had been oscillating in anticipation, unsure of the reliability of extraterrestrial beings. Now, with the bank's confirmation of the substantial transfer, Su Wei felt as though he were about to take flight.

Upon leaving his room, Su Wei found his housemates already off to work. He indulged in a lengthy shower, relishing the warmth until the water began to chill. Post-shower, while rifling through his closet for suitable attire, he found mostly suits and shirts. Company regulations mandated formal wear. Given the circumstances, these clothes were unsuitable. Fortunately, a previously purchased down jacket spared him the need to buy new attire.

Checking his phone, realizing it was only past 12, Su Wei, having worked up an appetite after the shower, decided to order takeout. Previously, financial constraints necessitated careful budgeting, but now with wealth at hand, he ordered without regard for price, totaling over 400 yuan. By the time he finished his meal, it was nearly 2 o'clock. He hailed a Didi ride to ICBC's headquarters in Shanghai.

Arriving at the bank, Su Wei called the senior client manager. Upon hearing of Su Wei's arrival, the commotion inside the bank became evident. Within minutes, a group emerged, led by a middle-aged man around 40, evidently a leader. Unlike Su Wei, standing at 173cm and weighing only 110 pounds, described by his parents as skinny as a monkey, the bank's representatives ushered Su Wei into the VIP lounge, where flattery and small talk ensued.

During the hour-long conversation, Su Wei was showered with compliments akin to a lifetime's worth. The leader, Mr. Huang, the bank's vice president, had incurred a considerable expense to personally receive Su Wei, hence the obsequiousness. Once Mr. Huang concluded his pleasantries, he left behind three astute business managers, excusing the others.

It was then that Su Wei learned the transferred sum wasn't just hundreds of billions but a staggering 20 billion USD, equivalent to 130 billion RMB. No wonder the bank treated him akin to a rare treasure. Cash of this magnitude, available to an individual or even a corporation domestically, would not exceed ten.

"Who would have thought extraterrestrials could be so reliable? Over a hundred billion and they doubled it to two hundred billion, in USD no less. I'm truly on the path to wealth," Su Wei mused inwardly.

Among the three managers were two women, observing Su Wei's disinterest in men. Seating themselves, one on either side, they presented investment opportunities in prime assets and favored financial projects. However, Su Wei, a novice in financial matters despite his newfound wealth, refrained from rash investments. Nevertheless, he found the bank's prime assets intriguing.

The discussion transitioned from the VIP lounge to Mr. Huang's office and eventually to a dinner table. As it was a preliminary discussion, Su Wei declined alcohol consumption, impervious even to the most charming enticements. Amidst the dining, a deputy and the bank's president approached to offer toasts, not to poach but merely to familiarize themselves with Su Wei, a client of considerable stature.

After the meal, despite plans for further entertainment, Su Wei declined. He opted for a quiet night alone, having endured a barrage of attention from ICBC's staff all afternoon, leaving him exhausted. Mr. Huang arranged for Su Wei to stay at their partnered hotel, providing a presidential suite. He even hinted at arranging female companionship, emphasizing their beauty, cleanliness, and obedience. However, Su Wei sought solitude to contemplate his future, politely declining Mr. Huang's hospitality.

"I'm a bit fatigued today. A moment of solitary contemplation will do me good to decide on the best course of action," Su Wei politely declined Mr. Huang's offer.

"In that case, Su, rest up. We'll come to pick you up for breakfast tomorrow," Mr. Huang acknowledged Su Wei's intentions, understanding he would deliver his decision the next day, and took his leave.

The hotel, although not towering, contained hidden luxuries across its seven floors. The presidential suite, spacious with several hundred square meters, comprised two bedrooms, three bathrooms, and two living rooms with a lounge.

Su Wei discarded his clothes, donning a bathrobe, and promptly called the front desk, requesting laundry service to rid himself of the lingering scent of cigarettes. If time permitted, Su Wei pondered shopping for new attire. He lacked options for clean clothes after a day's wear.

Once the staff collected his garments, Su Wei delved into the documentation detailing ICBC's prime assets. To his surprise, there were numerous valuable options, particularly in real estate. Su Wei took an interest in several properties slated for auction soon, yet upon checking, he found no relevant information online. It appeared these premium assets were solely internal offerings.

Of the other items, only the contact numbers piqued Su Wei's interest. Antiques and calligraphy seemed devoid of value to him, mere ploys for extracting money. Particularly the works of modern artists, their exorbitant prices baffled him, discernible only to those in the know.

Su Wei remained awake until 3 a.m., his mind buzzing with ideas and plans. Before finally succumbing to sleep, he tendered his resignation via DingTalk.

The following morning, Su Wei awoke before 7, despite his desire to sleep more, the excitement rendering him restless. As he paced around his room, he realized the enormity of the situation, the joy of which he couldn't share with anyone, leaving him stifled with no outlet for his euphoria.

While dozing off on the sofa in the living room, Huang, the ICBC representative, arrived, ready to escort Su Wei to breakfast.

Upon reaching the office, Su Wei allocated his funds. Of the 100 billion deposited in ICBC, 50 billion was earmarked for one-year fixed deposits, the remaining for two years at a 4.5% annual interest rate. He invested another 10 billion in ICBC's financial products, instructing them to purchase shares in Maotai, Tesla, Ningde International, and BYD, with room for Dogecoin. He anticipated this investment to multiply to at least 500 billion in a few years.

To manage Su Wei's 100 billion investment, ICBC formed a dedicated team of ten, although if not for the specified investment targets, they would have allocated fifty personnel. Additionally, they assigned a personal client service officer to address Su Wei's daily needs, akin to a private butler.

The bank resolved Su Wei's property purchase restrictions in Shanghai, granting him temporary permits for ten properties. Car licenses were a minor concern, as ICBC assured him they could handle licensing for the hundred cars he intended to purchase.

Su Wei also chose several properties from ICBC's internal listings: a 460-square-meter apartment.